Commercial Auto
Get instant Commercial Auto insurance quotes from multiple companies.
As a business owner, you may have one or more vehicles such as delivery vehicles, semi-trucks, tow trucks, taxis, limos or buses. The right commercial auto insurance covers you for accidents, injuries and other incidents that can put your business at risk.
Commercial car insurance covers cars used for business purposes. Commercial auto insurance, like your standard personal auto policy, generally provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorists coverage. However, there are also differences between a commercial auto insurance policy and your personal auto policy that may include definitions, eligibility, coverages, exclusions, and limits.
Select Coverage Options:
Bodily injury liability coverage – covers bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.
Property damage liability coverage – protection if your car accidentally damages another person’s property. It also provides you with a legal defense.
Combined single limit (CSL) – generally, offers separate limits that apply to bodily injury claims for property damage. A combined single limits policy has the same dollar amount of coverage per covered occurrence whether bodily injury or property damage, one person or several.
Medical payments, no-fault or Personal Injury Coverage – generally, covers medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.
Uninsured motorist coverage – covers injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver.
Comprehensive physical damage coverage – covers damage to or replacement of your car from theft, vandalism, flood, fire, and other covered perils.
Collision coverage – covers damages to your car when it is damaged in an accident with another vehicle or object.
All of the commercial auto insurance carriers represent provide a range of auto products at a competitive price. Prior and continuous insurance coverage discounts are available. So contact one of the agents at Teamworks West Insurance Agency, Inc. for your commercial auto insurance needs.